Documentation Index
Fetch the complete documentation index at: https://paywithz.mintlify.app/llms.txt
Use this file to discover all available pages before exploring further.
Compliance-First
KYC/AML enforced by blockchain code, not promises. Impossible to bypass.
Regulator Transparent
Full audit trails, real-time monitoring, and complete transaction visibility.
Gasless UX
Users never need SOL. Transaction fees covered by platform authority.
What is PayWithZ?
PayWithZ is a bank-grade, regulator-transparent stablecoin-as-a-service platform that enables financial institutions to launch compliant stablecoins without building blockchain infrastructure.The Innovation
Unlike other solutions that rely on trust, PayWithZ enforces compliance at the blockchain protocol level. Every transfer is automatically checked — it’s impossible to bypass.Trustless Compliance: Compliance is enforced by Solana’s blockchain code, not promises. Regulators can verify every transaction on-chain.
Platform Capabilities
Compliant Stablecoin Issuance
Mint and manage stablecoins with built-in policy enforcement and authority control.
KYC/AML Engine
Onboarding, verification, and revocation workflows with complete audit logging.
Transfer Compliance
Every transfer automatically checked for KYC status, blacklists, and risk rules.
Admin Dashboard
Complete platform management with KYC review, transaction monitoring, and analytics.
Mobile Wallet
Production-ready reference implementation with gasless UX and compliance integration.
Enterprise Ready
Role-based access, dual-control mechanisms, and complete audit trails.
Key Differentiators
1. Trustless Compliance
Problem: Other solutions require trust that compliance is enforced.Solution: PayWithZ uses Solana transfer hooks — compliance is enforced by the blockchain itself.
2. Regulator Transparency
Problem: Regulators can’t verify compliance in real-time.Solution: All transactions visible on-chain with complete audit trails. No black boxes.
3. Closed-Loop Design
Problem: Tokens can leave controlled ecosystems.Solution: Closed-loop transfers with automatic compliance checks. External wallets blocked by default.
4. Gasless Experience
Problem: Users need SOL for transactions, creating friction.Solution: Platform authority covers all fees. Seamless user experience.
Use Cases
Banks
Launch branded stablecoins with full compliance and regulatory transparency.
Fintechs
Add compliant stablecoin capabilities to existing financial products.
Payment Processors
Modern payment infrastructure with crypto capabilities and compliance.
Regulators
Monitor and audit all transactions with real-time visibility.
Next Steps
View Architecture
See how PayWithZ works under the hood
Explore Features
Discover all platform capabilities
API Examples
See how to integrate with PayWithZ
How It Works
Understand the complete flow
Get Started
Request API Key
Join our pilot program to get API access. Banks, fintechs, and financial institutions welcome.
Explore API
See API examples and integration guides