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Documentation Index

Fetch the complete documentation index at: https://paywithz.mintlify.app/llms.txt

Use this file to discover all available pages before exploring further.

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KYC Process Overview

The KYC (Know Your Customer) process is the foundation of compliant operations. Users must complete KYC before they can transact on the platform.

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Step-by-Step Flow

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1. User Submits KYC Data

User provides identity information: 
{
  "fullName": "John Doe",
  "country": "US",
  "dateOfBirth": "1990-01-15",
  "email": "john.doe@example.com",
  "phoneNumber": "+1234567890"
}

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2. Backend Validation

Data Validation

Validates format and completeness of KYC data

Hash Creation

Creates cryptographic hash of KYC data

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3. Database Storage

  • KYC data stored securely in Supabase
  • No PII on-chain - only hash stored
  • Full audit trail maintained

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4. SBT Issuance

SBT Manager program issues Soulbound Token:

SBT Created

Non-transferable token bound to wallet

Hash Stored

KYC hash stored on-chain in SBT metadata

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5. User Can Transact

Once SBT is issued, user can:
  • ✅ Receive stablecoins
  • ✅ Send stablecoins
  • ✅ Participate in platform

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Visual Flow

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Key Features

Privacy First

No PII stored on-chain. Only hashes visible.

Non-Transferable

SBT cannot be transferred. Bound to wallet.

Revocable

Admin can revoke SBT if compliance fails.

Expiry Support

SBTs can have expiry dates for renewal.

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API Example

curl -X POST http://api.paywithz.com/api/kyc/submit \
  -H "Content-Type: application/json" \
  -d '{
    "wallet": "7xKXtg2CW87d97TXJSDpbD5jBkheTqA83TZRuJosgAsU",
    "kycData": {
      "fullName": "John Doe",
      "country": "US",
      "dateOfBirth": "1990-01-15",
      "email": "john.doe@example.com",
      "phoneNumber": "+1234567890"
    }
  }'

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Next Steps

Transfer Flow

See how transfers work with compliance

Compliance

Understand compliance enforcement